Start a conversation
info@w1finance.co.uk
What Is a Land Bridging Loan?
A land bridging loan is a short-term financing solution designed to help individuals or businesses purchase land, often without existing buildings. This loan bridges the gap between acquiring the land and arranging long-term financing.
Ideal for investors and developers, land bridging loans provide quick access to funds, enabling buyers to seize opportunities in competitive markets. These loans are typically secured against the land itself or other assets owned by the borrower. The land can be used for various purposes, such as constructing residential properties or commercial developments.
Why Choose W1 Finance for Land Financing?
At W1 Finance, we specialize in land bridging loans and offer unparalleled expertise. As independent lenders using our own capital, we ensure fast decisions, flexible terms, and market-leading financing options tailored to the UK market.
Key Benefits of Choosing W1 Finance:
-
Financing for land purchases with or without planning permission.
-
Loan amounts starting from £500,000, with no upper limit.
-
Flexible loan terms ranging from 6 to 12 months.
-
No early repayment fees.
-
Consideration of borrowers with imperfect credit (subject to due diligence).
Why Use a Land Bridging Loan?
In the fast-paced UK land market, investors and developers need access to funds quickly to secure valuable opportunities. Land bridging loans offer a range of advantages:
-
Fast Processing: Approvals can be granted on the same day as the application.
-
Stronger Negotiation Power: Provides confidence and security to make competitive offers.
-
Quick Cash Access: Ideal for time-sensitive purchases, including auction acquisitions.
-
Flexible Borrowing: Funds can be drawn incrementally as development progresses, avoiding upfront borrowing of the entire amount.
-
Refinancing Options: Suitable for initial land purchases, with options to refinance through development finance later.
-
Wide Applicability: Enables the purchase of land with or without planning permission and supports quick acquisitions of high-demand building plots.
Land bridging loans are a practical and efficient solution for those seeking to navigate the competitive property market with speed and confidence.
Criteria | Details |
|---|---|
Loan to Value (LTV) | Up to 75% |
Location | England, Wales, Scotland & Northern Ireland |
Loan amount | £100,000 to £50million |
Interest options | Serviced, retained, Rolled -Up |
Interest rates | Starting from 0.6% per month |
Decision | Immediate |
Completion | 10-14 working days |
